What's the Full Cost of Surrogacy?
| Expense | Estimated Cost |
|---|---|
| Family Match Consulting Surrogate Search Fee | $5,450 |
| Surrogacy Agency Fee | $35,000 – $60,000+ |
| Surrogate Compensation | $55,000 – $85,000+ |
| Surrogate Benefits Package & Allowances | $15,000 – $20,000+ |
| Background Checks & Psychological Evaluation | $1,000 – $2,000 |
| Insurance & Medical Expenses | $20,000 – $30,000+ |
| Legal & Escrow Fees | $10,000 – $15,000 |
| Fertility Clinic Fees, Screening, Procedures, & Medication | $20,000 – $30,000+ |
| Estimated Total | $161,450 – $247,450+ |
*The above estimate does not include the costs associated with creating, testing, or storing embryos.
Understanding Each Cost
Family Match Consulting Fee
Finding the right surrogate is one of the most important decisions you'll make.
Rather than matching you with candidates from a single agency, Family Match Consulting searches across our extensive network of trusted surrogacy agencies to help identify the right match for your family as quickly as possible.
Search Fee: $5,450
For intended parents seeking a more comprehensive level of support, our Surrogate Search + Consulting package is also available for an additional fee. This service combines priority matching, dedicated advocacy, and experienced guidance from the start of your search through welcoming your new arrival.
Surrogacy Agency Fee
Once you've matched with a surrogate, you'll work with the agency representing that surrogate.
Agency fees typically include:
- Surrogate recruitment
- Surrogate vetting
- Case management
- Ongoing support throughout the process
Estimated Cost: $35,000 – $60,000+
Surrogate Compensation
Base compensation is paid to your surrogate for the time, commitment, and physical demands of the process and pregnancy.
Estimated Cost: $55,000 – $85,000+
Surrogate Benefits Package & Allowances
In addition to the base compensation, intended parents are responsible for other benefits and allowances that are paid to the surrogate, including:
- Monthly allowance
- Maternity clothing
- Travel expenses
- Embryo transfer fee
- Childcare
- Lost wages
- Other pregnancy-related incidentals
- Psychological support
- Wellness or other benefits
(Specific benefits and amounts vary by surrogate and agency.)
Estimated Cost: $15,000 – $20,000+
Background Checks & Psychological Evaluation
As part of the surrogacy process, your surrogate will complete several important evaluations, which may include:
- Criminal background checks
- Psychological evaluation
- Medical record review
These screenings help ensure everyone moves forward with confidence.
Estimated Cost: $1,000 – $2,000
Insurance & Medical Expenses
Insurance and medical costs can vary significantly depending on the surrogate's existing health insurance, if any, whether it covers a surrogate pregnancy, and the alternative insurance options available based on factors such as timing, location, and eligibility.
Typical expenses include:
- Insurance premiums
- Deductibles, copays, and out-of-pocket expenses
- Pregnancy-related medical care
- Labor and delivery expenses
- Newborn insurance, when needed
Estimated Cost: $20,000 – $30,000+
Legal & Escrow Fees
Surrogacy involves multiple legal professionals to protect everyone involved.
These costs generally include:
- Intended parent attorney fees for drafting and reviewing surrogacy agreement
- Surrogate attorney fees for reviewing surrogacy agreement
- Parental establishment
- Court filing fees
- Escrow management fees
Estimated Cost: $10,000 – $15,000
Fertility Clinic Fees, Screening, Procedures, & Medication
Your fertility clinic manages the early stages of your surrogacy journey.
These costs often include:
- Surrogate’s medical screening
- Medical treatment for any procedures needed before embryo transfer
- Embryo transfer
- Monitoring appointments
- Medications
- Laboratory procedures
Estimated Cost: $20,000 – $30,000+
